Federal program to prevent foreclosures projected to come up short

    
 

Wednesday, Sep 21 2011 5:17PM

A Federal plan to prevent foreclosures may come up short

A Federal plan to prevent foreclosures may come up short

According to a government official, 30,000 homeowners may not get the help they need to avoid foreclosure through a $1 billion federal program, USA Today reports.

Brian Sullivan, U.S. Department of Housing and Urban Development (HUD) spokesman said that his agency is working overtime to approve as many applicants as possible. The Emergency Homeowners' Loan Program, run by HUD, has until September 30 to distribute funds to homeowners in danger of being foreclosed.

Applicants can no longer apply for aid through this program as the deadline passed on September 15. According to HUD, approximately 100,000 people applied. However, numerous applicants either didn't meet eligibility requirements or forgot to include necessary information.

The HUD program has drawn considerable criticism since its inception, including Massachusetts Communities Action Network employee Lew Finfer. He stated that the agency continually delayed the program's start date and gave an insufficient amount of time for individuals to learn about and respond to it.

The program is being offered in 27 states, while five states are providing funds to homeowners without the government's help.  

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Heather K. wrote:

A federal program to help out troubled homeowners would seem very welcome in today's economy, with home delinquency rates on the rise and joblessness holding constant at around 9.1 percent. However, a plan designed to do just that has recently closed its doors with fifty percent of federal appropriations untouched. The Department of HUD states the too-strict criteria of the program triggered its shortcomings. The authors of the bill, however, blame HUD administrative foot dragging for the issues. I read this here: <a title="Federal aid to homeowners ends with only half spent" href="http://personalmoneynetwork.com/moneyblog/2011/10/07/federal-aid-homeowners-ends/">Federal aid to homeowners ends with only half spent</a>.

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Tuesday, October 11, 2011 11:25 PM

 

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