We hear you!

By Bruce Newman, RCAC homeownership options manager

Rural Community Assistance Corporation (RCAC) has heard your desire to build green in the Mutual Self-Help Housing Program and your concerns over potential increased costs. We have heard 502 loan procession delays are making it difficult to meet grant requirements and your desire to find efficiencies to shorten build times for new homes and reduce program administration costs. In response, RCAC recently set goals to focus on these areas.

The first step was for RCAC to establish a baseline to determine where we currently stand. You may have been wondering why your RCAC technical assistance (TA) staff has been asking new questions in recent meetings. We gathered the following baseline data for our business planning process. Here, we share that data with you, so you can see how you compare with other grantees in the region.

Baseline data

Green building
RCAC is working with 52 grantees, and 33 of these grantees reported that they were meeting an energy standard, either a national standard such as Energy Star or a state standard such as Washington’s Evergreen standard. Of the 52 grantees who are meeting an energy standard, 14 reported meeting or exceeding Energy Star 3 and one was meeting LEED Gold.

502 loan processing
RCAC’s 52 grantees averaged 110 days for 502 loan processing. Some grantees reported “up to 360 days” from the submission date of a completed 502 application to the issuance of the Certificate of Eligibility. On the low end, two grantees reported loan processing that took 20 days.

New home construction time
For this goal, we wanted to measure the time it took each grantee to construct its most recent completed group build of new homes from building permit date to Certificate of Occupancy. The average construction time for RCAC’s grantees was 283 days. The longest time reported was 520 days and the shortest was 150 days. Ten percent (five grantees) reported construction times of more than 400 days and 12 percent (six grantees) reported construction times under 200 days.

We realize many factors influence the outcomes in these three data areas, such as funding availability, staff workloads, weather and subcontractors. RCAC also acknowledges there are many things we can do to improve and achieve positive results. In the coming months, your RCAC TA staff will be assessing ways we might help you move these numbers in a positive direction. We look forward to continuing our partnership with each of you and finding innovative ways to serve our rural communities to the fullest extent possible.

Have you got a great way you’ve been able to excel in one or more of these areas? We’d like to hear about it. Sharing one organizations success with others is a key part of our technical support.

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