RCAC housing counseling helps 1,000 families avoid foreclosure

Housing Project Highlight

Where: Ten state network- Alaska, Arizona, California, Colorado, Hawaii, Idaho, New Mexico, Oregon, Utah and Washington

Problem: Housing crisis in rural America

Solution: RCAC trains and manages housing counseling network

When the housing crisis hit the rural West, RCAC responded. RCAC's 10-state housing counseling network worked with more than 21,000 clients last year and helped 1,000 families avoid foreclosure.
RCAC has been a national U.S. Department of Housing and Urban Development (HUD) housing counseling intermediary since 2004, and works in 10 Western states. RCAC assists 23 agencies in rural areas with housing counseling, building capacity, and leveraging outside resources. RCAC helped form the Housing Education Coalition of Utah, and the Northern California Housing Counseling Network; is a member of the Colorado Housing Counseling Coalition; and is on the Colorado foreclosure taskforce.

Housing counseling network retreat

RCAC provides technical assistance to its HUD sub-grantees to ensure that all counseling in the complicated, rapidly shifting foreclosure market is current, in compliance and in the best interest of homeowners in peril of losing their home. Network agencies also provide pre-purchase support to assist new homebuyers, rental and homeless counseling, and financial education.

In recognition of RCAC’s excellent work, on Dec. 29, 2010, HUD awarded RCAC $1,366,955 to continue and expand the program in FY11. The grant awarded to RCAC is a 37 percent increase over last year's funding level.

View a complete list of RCAC Rural Stories…